OCCUPATIONAL ACCIDENT INSURANCE
Occupational Accident Insurance provides benefits for work injurers where the beneficiary of the insurance coverage is an independent contractor and is not legally required to be covered by workers' compensation insurance. This is not a substitute for workers' compensation insurance.
The basic plan without Contingent Liability Coverage does not protect the employer if the owner
operator or contract driver is deemed to be an employee in accordance with applicable State law.
Contingent Liability, which will pay on the employers behalf , benefits of workers compensation if an owner operator or contract drives is deemed to be an employee can be added to most occupational accient contracts as an optional coverage
THE MORGAN COMPANY
1869 Canoe Ridge NW Toll Free: 800-522-8854
Kennesaw, GA 30152 Phone: 770-425-5233 www.morgancompany.com Fax: 770-425-5230